Item - 2023.IE2.3
Tracking Status
- City Council adopted this item on March 29, 2023 with amendments.
- This item was considered by the Infrastructure and Environment Committee on March 20, 2023 and adopted without amendment. It will be considered by City Council on March 29, 2023.
IE2.3 - Home Energy Loan Program - Review of Eligibility Requirements
- Decision Type:
- ACTION
- Status:
- Amended
- Wards:
- All
City Council Decision
City Council on March 29, 30 and 31, 2023, adopted the following:
1. City Council approve changes to the Residential Energy Retrofit Program in accordance with Attachment 1 to the report (March 6, 2023) from the Deputy City Manager, Corporate Services.
2. City Council amend the Home Eligibility Criteria in Part 1.2, headed "Program Eligibility" in Attachment 1 to the report (March 6, 2023) from the Deputy City Manager, Corporate Services by deleting the following:
The applicant cannot have more than two late payments on property taxes, utility bills, or other City fees or charges for the past three years.
and instead replace with the following:
The applicant cannot have more than three instances of a property tax or utility account being 60 days past due in the last 3 years.
3. City Council amend the Residential Energy Retrofit Program By-law 1105-2013, to reflect the recommended changes in Parts 1 and 2 above.
Background Information (Committee)
https://www.toronto.ca/legdocs/mmis/2023/ie/bgrd/backgroundfile-234810.pdf
Attachment 1: Residential Energy Retrofit Program - Residential Retrofit Program Design
https://www.toronto.ca/legdocs/mmis/2023/ie/bgrd/backgroundfile-234816.pdf
Communications (City Council)
https://www.toronto.ca/legdocs/mmis/2023/cc/comm/communicationfile-166629.pdf
Motions (City Council)
That:
1. City Council amend the Home Eligibility Criteria in Attachment 1 to the report (March 6, 2023) from the Deputy City Manager, Corporate Services by deleting the following:
"The applicant cannot have more than two late payments on property taxes, utility bills, or other City fees or charges for the past three years."
and instead replace with the following:
"The applicant cannot have more than three instances of a property tax or utility account being 60 days past due in the last 3 years."
IE2.3 - Home Energy Loan Program - Review of Eligibility Requirements
- Decision Type:
- ACTION
- Status:
- Adopted
- Wards:
- All
Committee Recommendations
The Infrastructure and Environment Committee recommends that:
1. City Council approve changes to the Residential Energy Retrofit Program in accordance with Attachment 1 to the report (March 6, 2023) from the Deputy City Manager, Corporate Services.
2. City Council amend the Residential Energy Retrofit Program By-law, By Law 1105-2013, to reflect the recommended changes in Recommendation 1 above.
Origin
Summary
Launched in 2014, the Home Energy Loan Program (HELP, the 'Program') is administered by the Environment and Climate Division in coordination with other Divisions, including Revenue Services. The Program provides funding to support homeowners interested in making their homes more comfortable, healthier and energy efficient, while also reducing greenhouse gas emissions, and is a key program of TransformTO, Toronto's net-zero strategy.
Through HELP, Toronto homeowners can access low-interest loans to cover the costs of a wide range of decarbonisation and energy efficiency measures including air-source heat pumps, window/door replacements, rooftop solar photovoltaics, electric vehicle chargers and more. Since July 2022, with up to $9.7M in funding from the Federation of Canadian Municipalities (FCM), the City has been able to offer a limited amount of zero-interest financing to homeowners on a first come, first served basis which has generated a significant spike in uptake. The City received over 1200 applications after the launch of the zero-interest stream, with financing only being available for a maximum of approximately 300 applicants. The City is engaging with those waiting in the queue on other options to support their retrofits, including accessing the low-interest HELP stream, and is undertaking a broader review of HELP as per direction received during the 2023 Budget process.
At its December 14, 2022 meeting, City Council adopted Member Motion MM2.11 which requested the City Manager to review the homeowner eligibility requirements for HELP with respect to allowing residents who have a minor late payment to qualify for the Program. This report details the results of a review of homeowner eligibility within the scope of tax and utility account history, including arrears, late payments and other fees or charges. It recommends changes to HELP's current eligibility criteria and applicant approval process aimed at relaxing criteria and providing greater clarity for homeowner qualification.
Background Information
https://www.toronto.ca/legdocs/mmis/2023/ie/bgrd/backgroundfile-234810.pdf
Attachment 1: Residential Energy Retrofit Program - Residential Retrofit Program Design
https://www.toronto.ca/legdocs/mmis/2023/ie/bgrd/backgroundfile-234816.pdf